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State Advocacy

At the state level, your lobbyists, Bryson Popham, and Joan Smith are working all the time to protect your interests and prevent unnecessary and intrusive legislation and regulation.  Below is a summary of the most important issues during the 2016 Maryland General Assembly legislation.  Click HERE for an entire list of legislation we followed on your behalf.

Report on 2016 Maryland General Assembly
Joint Legislative Committee
National Association of Insurance & Financial Advisors of Maryland
Maryland Association of Health Underwriters

General Overview

The 2016 Maryland Legislative Session ended on time at midnight on April 12th.  2,817 bills were introduced during the Session, and 834 were passed, most of which await signature by Governor Hogan.  The Governor will consider a veto of some bills, and will likely allow some bills to become law without his signature, but most will be signed into law over the next several weeks.

While issues specific to our members are discussed below, some general observations are in order.  The improving State economy delivered a budget surplus to both legislators and the Governor.  As a result, the acrimony surrounding State revenues and State spending was largely absent from the legislative debate, although the Democratic-controlled General Assembly sought to assert greater control in some areas, such as education and transportation.  The budget was approved without controversy, and Governor Hogan did not submit the customary budget reconciliation legislation this year.  The House and Senate were unable to agree on legislation reducing personal and corporate income taxes, even in the presence of a budget surplus, and that issue remains on the table.  Senate President Miller would like to see a special session for this reason; however, House Speaker Mike Busch and Governor Hogan do not share this view.

HB124/SB212 – Health Insurance – Large Employers – Disclosure of Aggregate Incurred Claims

SB436/HB554 – Insurance – Surplus Lines – Short-Term Medical Insurance

HB803 – Life Insurance – Freedom to Travel Act

HB990 – Civil Actions – Liability of Disability Insurer – Failure to Act in Good Faith

HB580 – SB472 – Labor and Employment – Maryland Healthy Working Families Act

SB1007/HB1378 – Maryland Small Business Retirement Savings Program and Trust