NAIFA participates in a number of coalitions to advance our advocacy goals

Americans to Protect Family Security

A partnership of America’s life insurance companies, agents, and financial advisors that is dedicated to educating policymakers about the role our products play in the financial lives of 75 million American families. These families turn to life insurance companies and trusted agents and advisors to protect their financial futures with life insurance, annuities, long-term care, and disability income insurance.

Partnership to Protect Workplace Opportunity

The Partnership to Protect Workplace Opportunity (PPWO) consists of a diverse group of associations, businesses, and other stakeholders representing employers with millions of employees across the country in almost every industry. The Partnership is dedicated to advocating the interests of its members in the expected regulatory debate on potential changes to the Fair Labor Standards Act (FLSA) overtime regulations.

Coalition to Protect Retirement Security and Choice

The Coalition to Protect Retirement Security and Choice is a partnership of local financial advisors, insurance agents, and life insurance companies. We are working to fix a proposed regulation from Washington that would make it harder and more expensive for average Americans to get trusted savings advice and financial solutions as they plan for retirement.

Coalition for Medicare Choices (CMC)

A rapidly growing organization of Medicare Advantage (MA) beneficiaries, physicians and other concerned parties. More than 1.4 million Americans in 50 states have joined the CMC to protect the benefits that seniors rely upon through their MA plans. The CMC is working to show Congress that MA plans provide critical benefits and lower out-of-pocket costs to millions of beneficiaries.

Coalition to Promote Choice for Seniors

The Coalition to Promote Choice for Seniors is an organization of trade associations and insurers committed to ensuring that seniors continue to have access to Medicare Supplement (Medigap) coverage. The Coalition supports policies – such as preserving “first dollar” coverage (no deductible) options – that promote seniors’ ability to make the Medigap Choice.

Time for Affordability (health)

Beginning in 2014, the Affordable Care Act requires health plans to pay a new sales tax on policies sold to individuals, working families, small businesses and seniors.  The Congressional Budget Office (CBO) and other recent reports have stated that this tax will add to the cost of premiums for many Americans. Individuals and small business owners concerned about the impact of the Premium Tax can get involved in efforts to prevent the premium tax from taking effect.

Health Savings Alliance 

The Health Savings Alliance is an advocacy group for individuals and families who rely on HSA health plans for financial and health security. As an education and grassroots organization, the Alliance engages policy-makers and the public about the many benefits of HSA health plans.

Partnership to Protect Medigap 

The Partnership to Protect Medigap is a coalition of seniors, their families and health care providers advocating for the preservation of Medicare Supplement insurance (Medigap). As Congress debates potential changes to some Medigap policies, the Partnership is helping make sure that the voices of seniors who rely on Medigap are part of the discussions.

Your Income at Risk 

Your Income at Risk is an educational initiative working to promote Americans’ financial security. The goal of the organization is to raise awareness about disability income insurance, which can help protect individuals and their families from financial hardship when illness or injury strikes.

Choose to Save

The Choose to Save national public education and outreach program is dedicated to raising awareness about the need to plan and save for long-term personal financial security. As part of its mission, Choose to Save develops user-friendly, multimedia materials to help individuals plan and save for their financial future

State Tax Challenges Coalition

A coalition of trade organizations that proactively anticipates and engages on state tax issues.

National Coalition on Benefits (NCB)

A coalition of national businesses and trade associations established to support the employer-sponsored health care system and ensure that companies can continue to provide health benefits in a uniform manner nationwide. NCB works with Congress and the Administration to ensure that federal and state health reform initiatives preserve, rather than erode, protections guaranteed by the 1974 Employee Retirement Income Security Act (ERISA).

Retirement Savings Network

RSN, an informal coalition of plan sponsor trade associations, service provider trade associations and financial service trade associations.  Included are:  American Benefits Council (ABC); American Retirement Association (ARA, formerly ASPPA), FSI, FSR, the U.S. Chamber and NAIFA, among others.  The coalition focuses on employer sponsored retirement plans.

Joint Trades Group

A group of financial service trades, retirement provider trades, and insurance companies in the retirement space.  Associations include SIFMA, ACLI, ABC, FSR, FSI, ICI, IRI, and insurance companies such as Mass Mutual, TransAmerica, Principal, and New York Life.

Health Insurance Agent & broker Alliance

The Health Insurance Agent & Broker Alliance is a coalition of the major agent and broker associations dedicated to educating policy-makers about, preserving the indispensable role licensed professionals play in assisting families and businesses with the selection and service of health insurance that meets their needs.

American Savings Education Council (ASEC)

A national coalition of public- and private-sector institutions committed to making saving and retirement planning a priority for all Americans.